Wind Damage & Storm restoration contractor
in the Twin Cities
working with owners & their insurance companies for a turn-Key, storm restoration experience for over 3 decades
If you’ve recently experienced wind damage and storm restoration services are now needed to restore your home or property, CMServs offers turn-key home restoration services. With over 40 years of experience in the construction industry, we understand that wind damage can cause extensive destruction to your home, business, and property. The financial toll can be extensive. Filing insurance claims will be one of the first and most important steps in the wind damage restoration process. Following each step and understanding the timing and process is vital to the claims process and reimbursement.
Having a trusted storm restoration company with extensive wind damage restoration experience to help navigate each step of the process will help ensure continuity, transparency, and a smooth restoration project. At CMServs, we’ve been helping homeowners and business owners with their wind damage restoration projects for over 40 years. We’ve built a reputation throughout The Twin Cities on high quality workmanship, open and honest communication, first rate customer service, and extensive knowledge of insurance valuation and policy regulations.
From the first day of their loss, our clients can rest assured that we will guide them through each step of the restoration process. Our goal is to make sure our clients have a first rate experience with our wind damage restoration process – from day one until the restoration to home and property is complete.
If you’ve recently experienced wind damage to your home or property, let CMServs help. Give us a call or fill out a Contact Us form and we will respond right away. Here is a brief overview of what to expect when it comes to a wind damage restoration and insurance claims, outlining the key actions required.
Safety First: In the aftermath of wind damage, prioritize safety. Ensure that you and others are out of harm’s way before assessing the damage. Be cautious of potential hazards, such as fallen power lines, structural instability, or debris.
Promptly Notify Insurance: Contact your insurance company as soon as possible to report the wind damage incident. Provide them with a detailed description of the damage and follow their instructions for the next steps. Prompt notification is crucial to initiate the claims process swiftly.
Documentation and Assessment: Document the wind or other damage extensively through photographs, videos, and written descriptions. This evidence will be invaluable when filing your insurance claim with your insurance company. An insurance adjuster or a wind damage restoration professional will assess the extent of the damage and provide an estimate for the restoration process.
Temporary Repairs and Mitigation: Take immediate action to mitigate further damage. This may involve making temporary repairs, such as boarding up broken windows, covering damaged roofs, or securing openings to prevent water intrusion. Mitigation efforts are vital to prevent additional loss and may be covered by your insurance policy.
Restoration Plan: Work with a reputable contractor, such as CMServs, who is experienced in wind damage restoration to develop a comprehensive restoration plan. Your insurance company will want to review the plan. The restoration plan should outline the necessary steps and timeline for repairing or replacing damaged components, such as roofs, windows, siding, or fences. It should also consider potential hidden damages that might require attention.
Communication with Insurance Company: Maintain open and regular communication with your insurance company throughout the restoration and claims process. Keep them updated on the progress and provide any additional information they require for the claim. It is important to adhere to any deadlines or requirements stipulated by your insurance policy.
Contractor Selection: Select a licensed and reputable contractor specialized in wind damage restoration. At CMServs, we encourage you to obtain multiple quotes and choose a contractor who offers competitive pricing, expertise, and a proven track record in handling all stages of the restoration. Ensure that the selected contractor is approved by your insurance company to avoid complications during the claims process.
Document Expenses: Keep meticulous records of all expenses associated with the wind damage restoration. This includes all invoices, receipts, and payment confirmations. These documents will all serve as important evidence when filing your insurance claim and seeking reimbursement for your losses.
Claim Submission: Compile all the necessary documentation, including the restoration plan, damage assessment, and expense records. Submit the claim to your insurance company according to their guidelines and requirements. Be prepared to provide any additional information or answer questions they may have.
Claim Evaluation and Settlement: Your insurance company will evaluate your claim based on the submitted documentation and their policy guidelines. They may conduct their own assessment or review the assessments conducted by their adjusters. Once the evaluation is complete, they will provide a settlement offer based on the coverage and terms of your policy.
Review and Negotiation: Carefully review the settlement offer, comparing it with the documented expenses and estimates. If necessary, negotiate with your insurance company to ensure a fair and satisfactory settlement. At CMServs, we will help in the valuation of property loss to help navigate the negotiation process. If needed consider seeking professional assistance, such as a public adjuster or an attorney, to navigate the negotiation process further.
At CMServs, we understand that storm preparedness is essential in Minnesota. However, we also know that Mother Nature can strike unexpectedly and cause extensive damage to homes and buildings. The wind damage restoration insurance claims can be complex. The steps you take after experiencing wind damage and property loss can make the difference in difficult restoration project and one that proceeds smoothly. Be sure to prioritizing safety, maintain thorough documentation, exercise prompt mitigation, maintain effective communication with the insurance company, and give careful consideration to your general contractor selection. By following these steps and working closely with your contractor and insurance provider, you can help ensure a smooth and successful restoration process for your property.